Insurance Services

Kharis Multiservices Consulting, LLC is your trusted partner in navigating the complex world of insurance. Our licensed agents provide personalized guidance to help you find the right coverage for your unique needs, whether it’s protecting your family’s future, securing your health, or planning for the unexpected. With a commitment to clarity and client-focused service, we simplify the insurance process, ensuring you have the protection you need at a price that fits your budget.

• Term & Whole Life Insurance
  Our term and whole life insurance plans offer flexible options to safeguard your family’s financial future. Term life provides affordable coverage for a specific period, ideal for young families or those with temporary needs. Whole life offers lifelong protection with added benefits like cash value accumulation. Our agents work with you to assess your goals and recommend the policy that best aligns with your long-term plans.
• Final Expense & Burial Insurance
  Planning for end-of-life expenses can bring peace of mind to you and your loved ones. Our final expense and burial insurance plans are designed to cover funeral costs, medical bills, and other end-of-life expenses, ensuring your family is not burdened during a difficult time. We offer affordable, straightforward policies tailored to your needs, with options for all ages and health conditions.
• Health Insurance (ACA Marketplace, PPOs, HMOs)
  Navigating health insurance can be overwhelming, but Kharis makes it simple. We offer plans through the ACA Marketplace, as well as PPOs and HMOs, to provide comprehensive coverage for medical care, prescriptions, and preventive services. Our agents guide you through plan options, eligibility, and subsidies, ensuring you find a health insurance solution that fits your lifestyle and budget.
• Medicare Supplement & Advantage Plans
  For seniors and those eligible for Medicare, we offer expert guidance on Medicare Supplement and Advantage Plans. Our team helps you compare plans to find the right balance of coverage, cost, and provider flexibility. Whether you need help filling gaps in Original Medicare or prefer the all-in-one benefits of an Advantage Plan, we provide clear explanations and personalized recommendations to meet your healthcare needs.
• Dental, Vision, and Disability Coverage
  Comprehensive protection goes beyond medical care. Our dental, vision, and disability insurance plans ensure you’re covered for routine checkups, corrective lenses, and income protection in case of disability. We work with top insurers to offer affordable plans that complement your existing coverage, giving you peace of mind for all aspects of your well-being.
• Insurance Policy Reviews & Needs Assessments
  Insurance needs evolve over time, and Kharis is here to help you stay protected. Our policy reviews and needs assessments evaluate your current coverage to identify gaps, redundancies, or opportunities for savings. We provide personalized recommendations to ensure your insurance portfolio aligns with your current life stage, financial goals, and future plans, offering clarity and confidence in your coverage.